DPC break-even calculator
How many members does a direct primary care practice need to cover its costs and pay you what you want? Change a number and the result updates. The address in your browser holds your inputs, so you can bookmark or share it. We store nothing and ask for no email.
Fill in the blank lines to see your break-even panel. Anything left blank counts as zero.
This is a planning aid, not financial advice. It is not tax, legal or accounting advice and does not predict your practice's results. It assumes a constant fee and steady growth, and it counts enrolment fees only in this month's revenue. Check your numbers with an accountant before you commit.
Where the defaults come from
- Monthly fee per patient: DPC Alliance, State of DPC 2026: national average per member per month, p. 13 (the report's text on the same page also gives $98.64). Checked 2026-10-31.
- EHR software: No fresh published vendor prices yet.
- Membership billing software: No fresh published vendor prices yet.
- Malpractice insurance: No verifiable public figure; enter your own.
- Rent and utilities: No verifiable public figure; enter your own.
- Staff pay: No verifiable public figure; enter your own.
- Supplies and labs: No verifiable public figure; enter your own.
- Other fixed costs: No verifiable public figure; enter your own.
- Enrolment fee: The AAFP 2026 data brief, p. 2, says 64% of DPC practices charge one but gives no amount.