Healthcare Policy & Insurance
Analysis of healthcare policy, insurance trends, and alternatives to traditional coverage.
The 2026 Healthcare Premium Crisis: Real People, Real Numbers, Real Alternatives
ACA premiums jumped 26% in 2026. Arkansas saw +67%. 4.8 million people projected to lose coverage. This is the definitive account of what happened, why, and the DPC + catastrophic …
Get Your 15 Minutes Back: Why Family Doctors Are Leaving Traditional Practice for DPC
54% of physicians report burnout. Family doctors spend 36 minutes on EHR per 15-minute visit and handle 39 prior auths weekly. DPC physicians see 10-15 patients/day, spend 30-60 minutes per …
The Great Health Insurance Opt-Out: Why Americans Are Refusing to Play the Game
2,192 people upvoted 'I refuse to play the Healthcare insurance game.' They're right that it's rigged — but going uninsured isn't the answer. DPC + catastrophic costs less than traditional …
Healthcare for the Self-Employed: The Crisis Nobody's Talking About
Self-employed Americans pay $7,428/year in premiums with $5,304 deductibles — for insurance they can barely use. DPC + catastrophic + HSA saves $4,000-$8,000/year with better care. Here's the 2026 math.